fictionpage Chapter 159 The Fat Meat Sent to My Mouth
Chapter 159 The Fat Meat Sent to My Mouth
Chapter 159 The Fat Meat Sent to My Mouth
"1.1 hectares!"
"And it's near Beijing's CBD! This is like a windfall!"
After figuring out the specifics, Wu Yufei was in a state of extreme excitement.
She truly hadn't expected Zhou Xiaoli to give her such a generous gift.
"Currently, commercial real estate prices in Beijing are around 8 yuan per square meter, and in prime locations, land prices can reach 10 or even 20 yuan per square meter!"
"A plot of land near the CBD, and of such a large size, would be extremely valuable for commercial development. If it were to go up in auction, the price per square meter would definitely exceed 20 yuan, or even higher!"
"If it were a small plot of land, it wouldn't be so bad, but this size is just...unbelievable!"
When talking about this, Wu Yufei even seemed a little incoherent.
Now her mind is filled with information about that piece of land and the estimated mortgage value, which is as high as 10 figures.
"Manager Wu."
"If I use this land as collateral for a loan with your bank, what's the maximum amount of cash I can get?"
Ye Kaijian and Wu Yufei were so excited that they had to remind each other.
If Ye Kai had enough time, he would certainly choose to put the land up for auction.
Many companies want to acquire land near Beijing's CBD, so this plot of land is not hard to sell. However, if you want to get cash in the shortest time and do not want to give up ownership of the land, mortgaging it to a bank is the most convenient option.
If the conditions are right, the bank can release the loan to him tomorrow. This is the biggest advantage of collateral being so sought after.
"Let me calculate it."
"If calculated at a price of 20 yuan per square meter, the total price of this land would be 22 billion yuan."
"Commercial real estate valuation is the simplest, and the valuation of plots near the CBD is relatively simpler, so there is little controversy on this point."
"Generally speaking, the amount of mortgage loans we can provide is 50% to 70% of the collateral, and up to 80% for the most popular commercial real estate. So as long as I am in charge of this mortgage loan project, I can provide Mr. Ye with a total loan of 17.6 billion yuan."
"I believe that no other bank in the entire capital city would offer better terms than these."
After calculating in her mind, Wu Yufei spoke very sincerely to Ye Kai.
"If the loan can be disbursed tomorrow, I accept this condition."
After hearing this, Ye Kai felt that the condition was quite sincere, so he nodded in agreement.
What he needs most right now is time, not worrying about whether he can borrow an extra 1 million or 2 million, which is why he asked Zhou Xiaoli to help him find someone he knows to handle this business.
Otherwise, wouldn't it be more cost-effective to just put this piece of land up for auction?
Based on the current auction prices for commercial real estate in Beijing, this plot of land could fetch a sky-high price of over 30 yuan per square meter.
However, if you want to maximize the value of these land parcels, it's best to keep them in your own hands.
Many people want to acquire land near the CBD. As long as you hold onto this land, you will have the power to negotiate with others. Even if it is used for a benefit exchange, you can get greater benefits than if it is auctioned off directly.
The purpose of mortgaging it is simply to prevent the value of this land from being locked up here.
With Ye Kai's abilities, he could multiply this money several times in a short period of time. Once the loan is repaid, the remaining funds would be enough to buy several plots of land like this.
"Will the loan be disbursed tomorrow?"
"Then I need to develop a plan now and apply to the head office leadership. There shouldn't be any problem!"
"Mr. Ye, you need to provide me with specific information about the land parcel, as well as the relevant property ownership documents. These are all essential things to do!"
Hearing Ye Kai's request, Wu Yufei felt it was a bit difficult, but not insurmountable.
"no problem!"
"I'll get it for you right away!"
Ye Kai had no problem with it. He took out the file bag, pulled out a document from it, and handed it to Wu Yufei.
Good guy!
If I'm not mistaken, there was also an ownership document for a plot of land near the CBD in his file folder!
In addition, there are at least a dozen share registration certificates!
Wu Yufei has sharp eyes and often deals with these kinds of things. She immediately spotted the treasures in Ye Kai's file folder. After being shocked, she felt as if a huge wave had surged through her, and she felt as if she had ascended to heaven.
If we can secure a major client like Mr. Ye, we won't have to worry about KPI assessments anymore.
What are you thinking?
Wu Yufei shook her head, took the real estate document from Ye Kai, and began to examine it carefully.
As expected, Ye Kai was not lying.
The quality of this property was much better than she had expected.
This piece of land is so large that it could easily be used to build another Huaxia Zun building.
"President Ye!"
"I need a copy of this document, then I need to go back to head office immediately to meet with the management and try to finalize the mortgage loan plan tonight!"
"If all goes well, you should receive the money tomorrow morning!"
Wu Yufei earnestly sought Ye Kai's opinion.
"Can."
Ye Kai naturally wouldn't refuse the other party's request.
The transfer of real estate ownership needs to be completed under notarization, and then the relevant online information needs to be modified. He certainly wasn't worried about any problems arising in this process.
"Shall I go first?"
After receiving the copy, Wu Yufei said goodbye to Ye Kai and Zhou Xiaoli.
"My friend is really energetic and efficient when it comes to work."
"When she was in school, she seemed gentle and mild-mannered, but after less than a year in the workforce, she's completely changed."
"That's really surprising."
After Wu Yufei left, Zhou Xiaoli commented with some emotion.
"Of course it will be a big, bustling affair."
"If I were her, I would be just as anxious. After all, it concerns whether she can get this tens of millions commission. It would be only right to be in a hurry."
Ye Kai was not surprised at all by this.
"Tens of millions in commission?"
"Just one loan, and you can get so much commission?"
Zhou Xiaoli was very surprised after hearing this.
"You can calculate it yourself."
"Under normal circumstances, the commission for credit business is around 0.5%, so a mortgage loan of 100 million yuan can earn a commission of about 500,000 yuan."
"However, the commission for commercial real estate mortgage loans is higher. Based on the loan amount of 17.6 billion yuan, it is not difficult for Wu Yufei to get a commission of 1000 million yuan."
"Otherwise, why would she be so proactive?"
Ye Kai had some understanding of the ins and outs of this business, after all, Shen Jiayi's mother, Jiang Xin, was in this line of work.
If it weren't for the fact that Jiang Xin's commercial bank was too small to secure the business in such a short time, Ye Kai wouldn't have let such a lucrative opportunity slip into someone else's hands.